St. Catharines
St. Catharines and Niagara offer below-GTA premiums, and older housing stock means home-systems updates can meaningfully cut your home rate.
| Scenario | Est. / yr |
|---|---|
| $700,000 home, standard coverage | $1,572 |
| $1,000,000 home | $2,111 |
| $700k home, insured 10+ yrs, no claims | $1,415 |