Built for the long haul.
Trucking isn't a sideline for me — it's the business I know cold. I insure Ontario carriers running local GTA lanes and cross-border long-haul, and I speak underwriter fluently: CVORs, IFTAs, cargo limits, filings.
Your authority is on the line every mile.
One uncovered gap — a lapsed filing, a cargo exclusion, a driver who shouldn't have been dispatched — can sideline a truck or kill a contract. Trucking insurance has to be exact, because the regulators and the shippers both check.
I build trucking programs around how you actually run: your lanes, your commodities, your radius. Then I shop it hard. Carriers who've been with the same insurer for years are usually the ones overpaying the most.
What's covered
Every risk is different, so every policy is built — not pulled off a shelf. Here's what a trucking insurance program typically includes:
Primary auto liability
$1M/$2M limits structured for Ontario regulations and US operations, with the filings to prove it.
Cargo insurance
Limits matched to what you haul — general freight, reefer, flatbed — with reefer breakdown available.
Physical damage
Tractors and trailers scheduled by VIN, including stated-amount and replacement-cost options.
Non-trucking liability / bobtail
Coverage for owner-operators between dispatches — the gap standard policies love to leave open.
Trailer interchange
For carriers pulling others' trailers under interchange agreements.
General liability & CGL
For your terminal, warehouse, and non-driving exposures — one broker, whole operation.
How it works
Ten minutes on the phone. What you run, what you own, what keeps you up at night. No forms, no phone trees.
I take your file to 60+ insurers and specialty markets through Aaxel and make them compete for your business.
Clear options, straight numbers, coverage that actually fits. You decide — I handle the paperwork.
An Ontario trucking broker who knows the lanes
From the Albion/Brampton trucking cluster to the 401 corridor through Mississauga and Milton, I work with carriers where Ontario freight actually moves. Cross-border to the US? I handle the liability structure, cargo limits, and documentation American brokers require before your truck ever gets loaded.
Questions, answered
I'm a new carrier with no history. Can you still insure me?
Yes — new ventures are some of my favourite files. I'll position your experience, safety plan, and equipment to markets that actually write new authorities instead of declining them on sight.
What limits do shippers usually require?
Most Ontario shippers ask for $1M–$2M auto liability and $100K–$250K cargo, but big-box and cross-border contracts often demand more. I'll match your program to the freight you want to haul.
Do you handle US filings?
I structure the liability and cargo program for cross-border operations and coordinate the documentation US brokers and shippers require.
How do I get a quote?
Call or text me at 226-543-1313, or email sukhman.buttar@aaxelinsurance.com. Tell me what you need covered and I'll shop it across 60+ insurers and specialty markets — most quotes come back within one business day.
What areas do you serve?
I'm based in Mississauga and work with clients across the GTA and all of Ontario. Through Aaxel Insurance Brokers Ltd., coverage can also be placed in Alberta, British Columbia, and Nova Scotia.